[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.abnote.cz\/proc-jsou-socialne-slabsi-lide-casto-financne-mene-gramotni\/#Article","mainEntityOfPage":"https:\/\/www.abnote.cz\/proc-jsou-socialne-slabsi-lide-casto-financne-mene-gramotni\/","headline":"Pro\u010d jsou soci\u00e1ln\u011b slab\u0161\u00ed lid\u00e9 \u010dasto finan\u010dn\u011b m\u00e9n\u011b gramotn\u00ed?","name":"Pro\u010d jsou soci\u00e1ln\u011b slab\u0161\u00ed lid\u00e9 \u010dasto finan\u010dn\u011b m\u00e9n\u011b gramotn\u00ed?","description":"Star\u00e9 r\u010den\u00ed \u0159\u00edk\u00e1, \u017ee pen\u00edze nejsou v\u0161echno. A je to sice pravda, av\u0161ak mysl\u00edm, \u017ee v\u011bt\u0161ina z\u00a0n\u00e1s celkem preferuje m\u00edt st\u0159echu nad hlavou a dostatek j\u00eddla. To ov\u0161em neznamen\u00e1, \u017ee s\u00a0nimi dok\u00e1\u017eeme v\u017edy rozumn\u011b nakl\u00e1dat. D\u016fsledkem jsou pak situace, kter\u00e9 rozhodn\u011b nejsou nijak p\u0159\u00edjemn\u00e9 pro nikoho ze z\u00fa\u010dastn\u011bn\u00fdch.\u00a0Mnoho lid\u00ed pak","datePublished":"2021-08-28","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.abnote.cz\/author\/#Person","name":"","url":"https:\/\/www.abnote.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"abnote.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.abnote.cz\/wp-content\/uploads\/pujcka1_10_10_3.jpg","url":"https:\/\/www.abnote.cz\/wp-content\/uploads\/pujcka1_10_10_3.jpg","height":0,"width":0},"url":"https:\/\/www.abnote.cz\/proc-jsou-socialne-slabsi-lide-casto-financne-mene-gramotni\/","about":["Spole\u010dnost"],"wordCount":473,"articleBody":"Star\u00e9 r\u010den\u00ed \u0159\u00edk\u00e1, \u017ee pen\u00edze nejsou v\u0161echno. A je to sice pravda, av\u0161ak mysl\u00edm, \u017ee v\u011bt\u0161ina z\u00a0n\u00e1s celkem preferuje m\u00edt st\u0159echu nad hlavou a dostatek j\u00eddla. To ov\u0161em neznamen\u00e1, \u017ee s\u00a0nimi dok\u00e1\u017eeme v\u017edy rozumn\u011b nakl\u00e1dat. D\u016fsledkem jsou pak situace, kter\u00e9 rozhodn\u011b nejsou nijak p\u0159\u00edjemn\u00e9 pro nikoho ze z\u00fa\u010dastn\u011bn\u00fdch.\u00a0Mnoho lid\u00ed pak svou \u0161patnou finan\u010dn\u00ed situaci \u0159e\u0161\u00ed p\u016fj\u010dkou. A jist\u011b, ta jim dovol\u00ed v\u00a0dan\u00fd moment splatit sv\u00e9 dluhy, av\u0161ak z\u00e1rove\u0148 si t\u00edm d\u011blaj\u00ed dal\u0161\u00ed, mnohdy i v\u011bt\u0161\u00ed. To je samoz\u0159ejm\u011b n\u011bco, \u010demu je dobr\u00e9 se vyhnout, pokud se chceme z\u00a0takov\u00e9to situace dostat.\u00a0Ot\u00e1zkou pak m\u016f\u017ee b\u00fdt, pro\u010d v\u011bt\u0161ina t\u011bchto dlu\u017en\u00edk\u016f poch\u00e1z\u00ed ze soci\u00e1ln\u011b slab\u0161\u00edch rodin. Jist\u011b, m\u016f\u017eeme nam\u00edtnout, \u017ee je to pr\u00e1v\u011b t\u00edm, \u017ee jsou soci\u00e1ln\u011b slab\u0161\u00ed, nebo\u0165 nemaj\u00ed \u017e\u00e1dn\u00e9 pen\u00edze, se kter\u00fdmi by mohli v\u016fbec za\u010d\u00edt, av\u0161ak kdy\u017e se pod\u00edv\u00e1me na statistiky, zjist\u00edme, \u017ee mnoho z\u00a0nich nem\u00e1 zas o tolik ni\u017e\u0161\u00ed p\u0159\u00edjem ne\u017e lid\u00e9, kte\u0159\u00ed maj\u00ed celkem slu\u0161n\u00e9 \u017eivobyt\u00ed. \u010c\u00edm je to tedy d\u00e1no?\u00a0\u00a0T\u00edm hlavn\u00edm d\u016fvodem je \u0161patn\u00e1 finan\u010dn\u00ed gramotnost a neschopnost p\u0159em\u00fd\u0161let v\u00a0dlouhodob\u00e9m horizontu. P\u0159em\u00fd\u0161l\u00ed nad t\u00edm, jak vy\u0159e\u0161it sou\u010dasnou situaci, av\u0161ak z\u00e1rove\u0148 jim nedoch\u00e1z\u00ed, jak\u00e9 to bude m\u00edt v\u00a0nedalek\u00e9 budoucnosti d\u016fsledky, p\u0159\u00edpadn\u011b jsou jim naprosto jedno. A ano, i takov\u00ed lid\u00e9 existuj\u00ed.\u00a0Jak tedy mohou za\u010d\u00edt \u0161et\u0159it, kdy\u017e nemaj\u00ed \u017e\u00e1dn\u00e9 pen\u00edze a jsou r\u00e1di, \u017ee v\u0161e poplat\u00ed? V\u00a0prvn\u00ed \u0159ad\u011b si samoz\u0159ejm\u011b neberme p\u016fj\u010dky, a u\u017e v\u016fbec ne proto, \u017ee si chceme n\u011bco koupit. Jist\u011b, m\u016f\u017eeme nam\u00edtnout, \u017ee takto si toho p\u0159\u00edli\u0161 nena\u0161et\u0159\u00ed, av\u0161ak pravdou je, \u017ee existuj\u00ed cesty, kter\u00fdmi lze alespo\u0148 ur\u010ditou \u010d\u00e1st u\u0161et\u0159it.\u00a0\u00a0T\u00edm prvn\u00edm, co bychom m\u011bli ud\u011blat, je zbavit se zlozvyk\u016f, p\u0159edev\u0161\u00edm t\u011bch drah\u00fdch. Nap\u0159\u00edklad kou\u0159en\u00ed \u010di pit\u00ed alkoholu se zna\u010dn\u011b prodra\u017e\u00ed, av\u0161ak v\u0161ichni zn\u00e1me lidi, kte\u0159\u00ed ho\u0159ekuj\u00ed, jak maj\u00ed pen\u011bz m\u00e1lo, i kdy\u017e ve skute\u010dnosti valn\u00e1 \u010d\u00e1st pen\u011bz padne pr\u00e1v\u011b na n\u011b.\u00a0Proto je dobr\u00e9 si ud\u011blat p\u0159esn\u00fd seznam p\u0159\u00edjm\u016f a v\u00fddaj\u016f, kdy zjist\u00edme, kde m\u016f\u017eeme u\u0161et\u0159it. A pamatujme, \u017ee vy\u0161krtnout bychom m\u011bli v\u0161echny neesenci\u00e1ln\u00ed v\u011bci. Jen tak se dostaneme z\u00a0on\u00e9 pat\u00e1lie bez toho, \u017ee by to m\u011blo v\u00e1\u017en\u00e9 d\u016fsledky v\u00a0budoucnu. 4.1\/5 - (7 votes) "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d jsou soci\u00e1ln\u011b slab\u0161\u00ed lid\u00e9 \u010dasto finan\u010dn\u011b m\u00e9n\u011b gramotn\u00ed?","item":"https:\/\/www.abnote.cz\/proc-jsou-socialne-slabsi-lide-casto-financne-mene-gramotni\/#breadcrumbitem"}]}]